Private & Transactional Lending

Fast, Flexible Funding for Real Estate Investors

Fix & flip, rental, construction, transactional, EMD and gap funding for business-purpose deals. Tell us about your deal and get a clear next step, fast.

Fast DecisionsQuick review of every scenario
NationwideBusiness-purpose loans in most states
Transactional FundingDouble closes, EMD & gap
Relationship-FirstTalk to a real person
Loan Programs

Funding that fits your strategy

Whether you're flipping, holding or closing a wholesale deal, start with one short form and we'll route you to the right option.

Fix & Flip

Short-term financing for purchase and renovation of investment properties.

Get started →

Rental / DSCR

Long-term rental loans qualified on property cash flow, ideal for BRRRR.

Get started →

New Construction

Ground-up construction funding for experienced builders and investors.

Get started →

Transactional / Double Close

Same-day funding for double closes and assignments when the end buyer is lined up.

Get started →

EMD Funding

Earnest money deposits so you can lock up a deal with confidence.

Get started →

Gap Funding

Cover the difference between your primary loan and what you need to close.

Get started →
How It Works

Three steps to a clear answer

No long application up front.

Tell us about the deal

Answer a few questions in about 2 minutes: purpose, property, numbers and timeline.

We review your scenario

Vadim reviews it personally and follows up with questions or next steps.

Close with the right capital

We fund transactional, EMD and gap deals directly, or connect you with a vetted lending partner.

Why VK Creative Capital

What sets us apart

Speed when it matters

Transactional and EMD deals move on tight timelines. We're built to respond quickly.

Creative structures

Rooted in creative real estate finance, we understand assignments, double closes and gap needs.

One door, many options

One short form covers every loan type, and we route you to the best-fit capital.

Straight talk

Clear answers, even when the answer is "not this deal." No runaround.

FAQ

Common questions

Do you lend to homeowners or first-time home buyers?

No. We only provide business-purpose loans to real estate investors, usually through an LLC or other entity. We do not make consumer loans or loans on owner-occupied homes.

Which states do you fund in?

We consider deals nationwide, except for properties in Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah and Vermont.

What is transactional funding?

Short-term funding (often same-day) used to complete the first leg of a double close when you already have an end buyer under contract.

Does submitting the form affect my credit?

No. The form asks only for an estimated credit range and does not run a credit check.

How fast can you close?

It depends on the deal, title and loan type. Transactional and EMD deals can move very quickly; we'll give you a realistic timeline after review.

Have a deal? Let's look at it.

Share your scenario in about 2 minutes. No obligation.